Sushmita specialises in banking laws and practices, securitisation laws and factoring laws with an extensive litigation experience in matters relating to banking, securitisation, factoring, and insolvency and bankruptcy laws. She has an experience of a decade in the sphere of litigation and arbitration, and specialises in resolution of stressed assets, restructuring of loans and stressed assets. Prior to joining HSA, Sushmita was working with PKA Advocates for seven years, before which she worked with Kotak Mahindra Bank and Phoenix ARC.

She advises lenders, borrowers, advisors and other intermediaries in complex local and cross-border finance transactions across major debt finance disciplines including commercial bank lending. She assists clients on the optimum choice of structure, vehicle, security/ collateral perfection and other issues.

Sushmita has also handled several arbitration, both domestic and international and has represented clients in Institutional Arbitration, in India as well as outside India. She has handled various high profile litigation against the biggest defaulters of India and has also handled various corporate and commercial litigation across all Courts and Tribunals. She is an able draftsman and appears regularly before all Tribunals and Courts.

Primary Practice

Commercial and Corporate litigation

Banking litigation

Securitisation laws and Arbitration


B.S.L LL.B, Symbiosis International University, Pune

Professional Associations

Bar Council of Maharashtra & Goa